Privacy

my-networth.app, operated by our team (“Company”, “us”, “we”, or “our”) operates https://my-networth.app/ (hereinafter referred to as “Service”).

Our Privacy Policy governs your visit to https://my-networth.app/, and explains how we collect, safeguard, and disclose information that results from your use of our Service.

By using Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used have the same meanings as in our Terms and Conditions.

Our Terms and Conditions (“Terms”) govern all use of our Service and, together with the Privacy Policy, constitute your agreement with us (“agreement”).

Service means the https://my-networth.app/ website operated by my-networth.app.

Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data is data collected automatically either generated by the use of Service or from Service infrastructure itself (for example, the duration of a page visit).

Cookies are small files stored on your device (computer or mobile device).

Data Controller means a natural or legal person who determines the purposes for which and the manner in which any personal data are processed. For the purpose of this Privacy Policy, we are a Data Controller of your data.

Data Processors (or service providers) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers to process your data more effectively.

Data Subject is any living individual who is the subject of Personal Data.

The User is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.

We collect several different types of information for various purposes to provide and improve our Service to you. Our Service allows you to enter numerical data for assets and liabilities to calculate your net worth and view analytics, but we do not collect or access sensitive bank account information.

Personal Data: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). This may include, but is not limited to: Email address, First name and last name, Cookies and Usage Data.

We may use your Personal Data to contact you with newsletters, marketing, or promotional materials that may be of interest to you. You may opt out of receiving any, or all, of these communications by following the unsubscribe link or emailing contact@my-networth.app.

Usage Data: We may collect information that your browser sends whenever you visit our Service or access it via a mobile device (“Usage Data”). This may include your computer’s IP address, browser type, browser version, pages visited, time and date of visit, time spent on pages, unique device identifiers, and other diagnostic data.

Cookies: We use cookies and similar tracking technologies to track activity on our Service. Cookies are files with a small amount of data, which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent. If you do not accept cookies, some portions of our Service may not function properly.

Examples of Cookies we use: Session Cookies (to operate our Service), Preference Cookies (to remember your preferences and settings), Security Cookies (for security purposes).

my-networth.app uses the collected data to: provide and maintain our Service; notify you about changes to our Service; allow participation in interactive features; provide customer support; gather analysis to improve our Service; monitor usage; detect, prevent, and address technical issues; fulfill contracts (e.g., billing); provide account and subscription notices; and provide news or offers unless you opt out.

We will retain your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy, to comply with legal obligations, resolve disputes, and enforce our agreements.

Usage Data is retained for internal analysis purposes, generally for a shorter period, unless needed to strengthen security, improve functionality, or comply with legal obligations.

Your information, including Personal Data, may be transferred to and maintained on computers outside your jurisdiction where data protection laws may differ. Your consent to this Privacy Policy and submission of information represents your agreement to such transfers.

my-networth.app will take all steps reasonably necessary to ensure your data is treated securely and in accordance with this Privacy Policy, with no transfer of Personal Data unless adequate controls are in place.

We do not share your Personal Data with third parties except for payment processing (as described below) or under specific circumstances, such as: compliance with legal obligations or in response to valid requests by public authorities (e.g., law enforcement).

In the event of a merger, acquisition, or asset sale, your Personal Data may be transferred, but we will notify you before such a transfer occurs.

The security of your data is important to us. We use commercially acceptable means to protect your Personal Data, but no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

Your numerical inputs for assets and liabilities are stored securely and used solely for calculating net worth and generating analytics within the Service.

If you are a resident of the European Union (EU) or European Economic Area (EEA), you have the following rights under GDPR: access, update, or delete your Personal Data; rectify inaccurate or incomplete data; object to or restrict processing; request data portability in a structured, machine-readable format; and withdraw consent at any time where processing relies on consent.

To exercise these rights, contact us at contact@my-networth.app. We may verify your identity before responding. You may also complain to a Data Protection Authority in the EEA (see https://eur-lex.europa.eu/eli/reg/2016/679/oj).

If you are a California resident, under the California Consumer Privacy Act (CCPA), you have the right to: know what Personal Data we collect, use, or disclose; request deletion of your Personal Data; opt-out of the sale of your Personal Data (we do not sell your data); and not be discriminated against for exercising these rights.

To exercise these rights, contact us at contact@my-networth.app. We will verify your identity and respond within the timeframes required by CCPA (see https://oag.ca.gov/privacy/ccpa).

Our Privacy Policy link includes the word 'Privacy' and is easily accessible on our homepage at https://my-networth.app/. We honor Do Not Track signals and do not track or plant cookies when a Do Not Track browser setting is in place.

We may employ third-party companies (“Service Providers”) to facilitate our Service, such as payment processors or analytics providers, but they only access your Personal Data to perform these tasks and are obligated not to disclose or use it for other purposes.

We may use Google Analytics to monitor and analyze Service usage. Google Analytics tracks website traffic and may share data with other Google services, but we do not use it for advertising or remarketing. For Google’s privacy practices, see https://policies.google.com/privacy and https://support.google.com/analytics/answer/6004245.

We provide paid products and/or services within the Service, such as subscriptions or lifetime access. We use third-party payment processors (e.g., Paddle) that adhere to PCI-DSS standards to securely handle payment information. We do not store or collect your payment card details.

Paddle’s privacy policy can be viewed at https://www.paddle.com/legal/privacy.

Our Service may contain links to third-party sites not operated by us. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party sites.

Our Services are not intended for use by children under the age of 18. We do not knowingly collect Personal Data from children under 18. If we become aware of such data without parental consent, we will take steps to remove it from our servers.

We may update our Privacy Policy from time to time. We will notify you via email or a prominent notice on our Service at https://my-networth.app/ before changes become effective, updating the 'effective date' at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for changes. Changes are effective when posted on this page.

If you have any questions about this Privacy Policy, please contact us by email: contact@my-networth.app.